Instead of charging interest on a loan, we use profit-sharing or asset-backed structures — Murabaha, Musharaka and Ijarah. You receive capital, deploy it, and we share in the profit generated rather than charging a fixed rate regardless of how the business performs.

We typically structure facilities from ₦1 million up to ₦500 million, depending on business type, trading track record and available security. First-time clients often begin smaller and scale up as the relationship develops.

Yes. Our structures are built on principles consistent with Islamic finance — primarily Murabaha, Musharaka and Ijarah models — and are reviewed for compliance. That said, our services are available to all Nigerian entrepreneurs regardless of faith or background.

For qualifying applications with complete documentation we approve and disburse within five business days. More complex structures may take two to three weeks to ensure everything is properly aligned with your business.

Requirements vary by structure and amount. We work with business assets, property, inventory and, in some cases, a strong verifiable trading record. We always aim to find a structure that fits your situation rather than applying a rigid checklist.

Absolutely. We serve businesses across all 36 states and the FCT. Applications and due diligence are handled digitally, with physical visits arranged for larger facilities.

There are no interest charges and no hidden fees. Our return comes from the pre-agreed profit-share or markup within the structure, disclosed in full before you sign. You will always know your total obligation up front.

Repayment schedules are built around your cash flow cycle — weekly, monthly, quarterly or milestone-based depending on your business. Tenures commonly range from six to thirty-six months, and can run longer for asset-backed facilities.